International Private Medical Insurance

Should you wish to have the peace of mind of having the cover for the cost of medical treatment whilst travelling or living outside of the UK, international private medical insurance is well worth considering. As well as the extended geographical cover, this type of insurance offers a large range of additional benefits that are not included with a UK residential policy. These benefits include a comprehensive maternity benefit and an increased flexibility and access to experienced medical professionals globally. With this cover, you have the option to seek medical treatment in another country with access to international facilities with specialists who speak your language.

International private medical insurance offers a wide range of flexibility and benefits in terms of cover available:

Benefits are modular and can include cover for health screenings, dental and optical plans, medical evacuations and maternity benefit.

A GP referral is not always necessary before seeking specialist advice.

Dependant on the provider and cover levels, genetic screenings are available with certain plans. Dedicated managers will deal with every aspect for you, speaking to consultants, handling claims and offering 24/7 advice.

Depending on the provider, you can opt for worldwide cover, to exclude the USA or European cover only. It should be mentioned, however, that travel costs are a client expense and not covered under the policy.

It is worth noting that there are ways to reduce costs such as deductibles and excesses which mean you make an initial contribution to any claims made. Furthermore, cover for pre-existing conditions is subject to underwriting.

Vizion Health are able to offer a range of international plans for both individuals and families, as well as SMEs and corporate businesses with employees living and working internationally.